Mission Viejo Individual Health Insurance

Whether you are unemployed, self-employed, a part-time worker, or simply looking for better health insurance, we can help you find a health care plan that addresses your needs. Here at JP And Associates Insurance Services LLC, we are dedicated to working with our Irvine and Southern California clients to find a plan that gives them the coverage they need at a cost they can afford.

Why do I need health insurance?

Health care costs have risen significantly over the last several years, and the Affordable Care Act (often referred to as Obama Care) has introduced many new options. Many Americans would be financially devastated by a serious injury or illness. In exchange for a monthly premium, an insurance company helps pay for the health care that you need, when you need it.

Finding a health insurance plan that strikes the right balance between your needs and your ability to pay can be difficult. Here at JP And Associates Insurance Services LLC, we will help you to find the best coverage for your unique situation; there are several things to consider.

The first thing to consider is, how often you anticipate using health care services, do you have a chronic condition, or, are you looking for catastrophic coverage only? Second is your budget, how much can you afford to spend on healthcare. In some cases, it might make sense to have a higher deductible to lower your monthly premiums. Finally, you may be eligible for tax credits, subsidies, or cost-sharing reductions to help pay your premiums. We understand how complex this is; that is why we recommend Irvine and Southern California residents looking for individual health insurance give us a call and let us help determine the best plan for you.